1. Introduction

These Terms & Conditions (“Terms”) govern your access to and use of the website https://safalfinedge.com (“Website”) and services provided by Safal Finedge Private Limited (“Safal Finedge”, “we”, “us”, “our”). By accessing or using our Website or services, you accept these Terms. If you disagree, please refrain from using the site or services.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a contract. Use must comply with applicable laws, including financial regulations.

3. Services Overview

Safal Finedge offers:

• Trading and broking services across equities, derivatives, mutual funds, and bonds.

• Financial planning, tax advisory, and insurance solutions.

• Learning resources, free and premium market education.

• Customized investment approaches combining real-time data tools and expert advice.

4. Account and User Obligations

You may open accounts (e.g., Demat account) by providing accurate and complete information. Safal Finedge reserves the right to verify credentials and refuse access for misrepresentation or regulatory violation. You are responsible for maintaining account confidentiality, and any activity under your account is your responsibility.

5. Use of Website & Platforms

Use the website, desktop, mobile, and web platforms only for lawful and intended purposes. Respect software usage terms; no reverse engineering, unauthorized access, or disruptive conduct.

6. Intellectual Property

All content, tools, graphics, software, and data on the website remain the intellectual property of Safal Finedge or its licensors. You may use them for personal, non-commercial purposes only.

7. Fees & Payments

Account opening, AMC, and administration charges are ₹0 for the first year. Subsequent fees, if any, will be communicated clearly and agreed upon in advance.

8. Risk Disclosure

All investments carry risk, including loss of capital. Past performance is not indicative of future returns. Services—including advisory, trading platforms, and financial education—are subject to market and operational risks.

9. Disclaimers & Limitations

We do not guarantee uninterrupted access or error-free use of the Website or services. Safal Finedge is not liable for indirect or consequential damages arising from your use or inability to use services. Advisory services are for informational purposes; you should consult professionals before making decisions.

10. Privacy Policy & Data Protection

Your data is governed by our Privacy Policy. By using our services, you consent to our data practices outlined there.

11. Applicable Law & Dispute Resolution

These Terms are governed by Indian law. Any disputes will be subject to the exclusive jurisdiction of courts in Delhi.

12. Amendments

Safal Finedge may modify these Terms at any time. Changes take effect upon posting. Continued use implies acceptance of updated Terms.

13. Contact Information

For questions, complaints, or clarifications, contact:

• Email: info@safalfinedge.com

• Phone: +91 88004-77472

• Address: C-72, East End Apartment, Mayur Vihar Phase-I Extension, Delhi–110096

14. Code of Conduct

Engage respectfully and avoid offensive or disruptive behavior.

15. Third-Party Links

Our Website may link to third-party sites. We aren’t responsible for their content or practices.

16. Termination

Safal Finedge may suspend or terminate access for breaches of these Terms or misuse.

17. Customer Support

We offer support via phone, email, and online resources for your financial planning and technical needs.

18. Platform Updates

We strive to keep all platforms updated and functional; downtime may occur for maintenance or upgrades.

19. Educational and Research Content

Learning materials are advisory only and should not be solely relied upon for financial decisions.