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A Systematic Investment Plan (SIP) calculator is a smart tool that helps you estimate the wealth you can build by investing regularly in mutual funds. It allows you to project the returns and total value of your investments over time, making financial planning easier and more accurate.
SIP is a disciplined and convenient way of investing, where you contribute a fixed amount monthly or quarterly into your chosen mutual fund scheme. By harnessing the power of compounding, SIPs can help you create substantial wealth over the long term.
An online SIP calculator eliminates the need for complex manual calculations and provides results instantly, helping you make informed financial decisions with ease. All you need to do is enter your investment amount, tenure, and expected return rate, and the calculator will show you the estimated future value of your investments.
An online SIP calculator works in three simple steps:
Input Parameters – Enter your monthly SIP amount, investment period, and expected return rate.
Calculation Process – The calculator compounds your investments at the given return rate and projects the wealth you will accumulate.
Scenario Analysis – You can adjust the inputs (amount, tenure, returns) to see how changes affect your maturity value.
This helps you plan your financial goals effectively.
The SIP calculator uses the following formula to calculate maturity value:
M=P×(1+r)n−1r×(1+r)M = P \times \frac{(1 + r)^n – 1}{r} \times (1 + r)
Where:
M = Maturity amount
P = SIP amount invested regularly
n = Number of months
r = Rate of return (annual ÷ 12)
Example:
If you invest ₹5,000 per month for 24 months at 12% expected return:
P = ₹5,000
N = 24 months
r = 0.01 (12% ÷ 12)
M=5,000×(1+0.01)24−10.01×(1+0.01)=₹1,36,216M = 5,000 \times \frac{(1 + 0.01)^{24} – 1}{0.01} \times (1 + 0.01) = ₹1,36,216
Thus, in 2 years, your investment of ₹1,20,000 grows to ₹1,36,216.
(Note: Actual returns may vary depending on market conditions.)
User-Friendly & Time-Saving – Get instant results without complex manual calculations.
Accurate Projections – Based on automated financial algorithms for reliable estimates.
Visualize Returns – See how your money grows over time with the power of compounding.
Better Financial Planning – Align your SIP investments with future goals like retirement, home purchase, or children’s education.
Scenario Analysis – Experiment with different amounts, tenures, and return rates to make smarter decisions.
With Safal Finedge’s SIP Calculator, you get a clear, simple, and effective tool to start your wealth-building journey confidently.
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© 2025 Safal Finedge Private Limited. Designed by Navpatra.
© 2025 Safal Finedge Private Limited.
Designed by Navpatra.
