Predictable and periodic cash flows
Larger profits by staying invested for a longer term
Higher returns than liquid investments
A Systematic Withdrawal Plan (SWP) is a smart investment strategy that allows you to withdraw a fixed amount regularly from your investment while the remaining funds continue to grow.
SWP is perfect for those seeking a steady income stream, especially after retirement. Instead of withdrawing your entire investment at once, you receive regular payouts — monthly, quarterly, or annually — helping you manage expenses smoothly while preserving your capital.
SWP is not limited to mutual funds; it can also apply to stocks, bonds, or other investments. It provides financial stability during times when regular income stops, ensuring you continue meeting your daily needs without depleting your savings too quickly.
By managing your withdrawal rate carefully, you can maintain your investments for a longer period — making SWP an excellent tool for retirement income planning and financial independence.
The Safal Finedge SWP Calculator helps you estimate:
How much you can withdraw regularly, or
How long your investment will last if you withdraw a fixed amount.
You only need to enter:
Initial Investment Amount – The amount you’ve invested.
Expected Rate of Return – The growth rate of your investment.
Withdrawal Amount or Duration – How much or how often you wish to withdraw.
The calculator then shows you:
The duration your investment can sustain regular withdrawals, or
The amount you can safely withdraw each month or quarter.
This tool helps you plan your finances efficiently and visualize how long your money will last — an essential step for retirement and income stability.
Our calculator is designed to make financial planning easy and precise.
Here’s what you need to do:
Enter your current investment value.
Input your desired monthly withdrawal amount or withdrawal period.
Add your expected return rate (%).
Instantly view how much you can withdraw each month or how long your funds will last.
The Safal Finedge SWP Calculator provides clear results, showing whether your investment is sufficient for your retirement years or if additional savings are needed to ensure long-term comfort.
At Safal Finedge, we make investing simple, secure, and rewarding.
Our expert-curated tools and calculators empower you to take control of your finances with clarity and confidence. Whether you’re planning for retirement or creating a passive income source, Safal Finedge helps you make the right decisions for a stable and prosperous future.
Start your journey today —
Plan smart, withdraw wisely, and live freely with Safal Finedge.
Trusted financial consulting firm providing expert guidance and personalized solutions to help clients unlock their full financial potential.
© 2025 Safal Finedge Private Limited. Designed by Navpatra.
© 2025 Safal Finedge Private Limited.
Designed by Navpatra.
