Future Value Calculator

After 5 years, Future value will be

3,05,176

  • Initial Value: ₹1,00,000
  • Total Interest: ₹2,05,176

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What is a Future Value Calculator?

A Future Value (FV) Calculator helps you estimate how much your current investments will be worth in the future, based on your initial amount, expected rate of return, and investment duration.

It’s an essential tool for assessing the future worth of your savings, mutual funds, fixed deposits, bonds, or retirement plans.

Over time, inflation reduces the value of money, while returns increase it. The Future Value Inflation Calculator by Safal Finedge helps you understand how your investments can outpace inflation and grow over time.

Both investors and borrowers benefit from this calculator:

  • Investors can project potential growth in savings or investments.

  • Borrowers can calculate the total repayment amount for loans like home, car, or personal loans.

How Does a Future Value Calculator Work?

The Safal Finedge Future Value Calculator uses a simple mathematical formula to project your investment’s value at a future date. You’ll need to enter:

  • Initial Investment (P): The amount you start with.

  • Annual Interest Rate (r): The expected yearly rate of return.

  • Investment Duration (n): The number of years or months you plan to stay invested.

Formula:

FV=P×(1+r)nFV = P × (1 + r)^n

Example:
Let’s say you invest ₹1,00,000 at an annual return rate of 7% for 5 years.

FV=1,00,000×(1+0.07)5=₹1,40,255.39FV = 1,00,000 × (1 + 0.07)^5 = ₹1,40,255.39

Your ₹1,00,000 investment will grow to ₹1,40,255.39 in 5 years.
This shows how your money compounds over time, helping you plan better for your financial goals.

Key Advantages of Using the Safal Finedge Future Value Calculator

The Safal Finedge Future Value Calculator helps you make smart financial decisions, plan effectively, and understand how your money grows over time.

For Investors:

  • Financial Planning: Forecast the growth of your investments and plan for long-term goals.

  • Goal Setting: Estimate how much you need to invest to meet future objectives like home purchase, education, or retirement.

  • Compare Options: Evaluate different investment options by changing return rates or durations.

  • Risk Assessment: See how changes in rate or duration affect your returns.

  • Realistic Expectations: Set achievable financial goals based on accurate projections.

For Borrowers:

  • Loan Planning: Estimate your total repayment amount and prepare your budget.

  • Interest Cost Evaluation: Calculate total interest to choose the most favorable loan option.

  • Loan Comparison: Compare multiple loans based on rate, tenure, and principal.

  • Budgeting: Allocate funds wisely by understanding future financial obligations.

  • Informed Decision-Making: Choose loan terms aligned with your financial comfort.

How to Use the Safal Finedge Future Value Calculator Effectively

To get the best results from the Safal Finedge Future Value Calculator:

    1. Understand the Inputs: Learn how interest rates, inflation, and duration affect results.

    2. Compare Scenarios: Test different rates, time periods, and investment amounts.

    3. Align with Goals: Ensure your investment duration supports your future goals.

    4. Seek Expert Advice: Use the calculator results alongside professional financial advice.

    5. Consider Taxes: Remember that most calculators exclude taxes — plan accordingly.

Let us help you navigate the rewarding world of the Indian financial markets.

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