Understand financial needs for your retirement.
Build confidence to retire early.
Calculate required investments.
The Safal Finedge Retirement Calculator helps you estimate how much money you need to save for a comfortable and stress-free retirement. Based on your current age, savings, and monthly investments, this tool gives you a clear picture of your future financial needs and how to plan for them effectively.
Saving for retirement is one of the most important goals you can plan early in life. The sooner you start, the easier it becomes to reach the amount you need for a peaceful retirement. However, it’s often difficult to know how much you should save when you’re in your 20s or 30s — that’s where our online retirement calculator helps.
It estimates how much you need to invest each month to build your desired retirement corpus using key inputs like your current age, retirement age, expected corpus, current savings, and expected returns.
It’s completely free to use and available online, so you can plan anytime and adjust your strategy as your goals evolve.
Our calculator considers multiple factors to give accurate insights about your future savings:
Current Age & Retirement Age:
Enter your present age and the age you plan to retire. The calculator uses this to determine your total investment period.
Current Savings:
Mention the amount you’ve already saved. If you haven’t started yet, don’t worry — the calculator will still show you how to reach your goal.
Monthly Investment:
Enter the amount you can invest every month for your retirement.
Expected Rate of Return:
Add an expected annual return rate based on your investment choices. It’s wise to stay a bit conservative here.
Inflation Rate:
Input an estimated inflation rate to calculate the real value of your money in the future.
Monthly Expenses (Post-Retirement):
Add your expected monthly expenses after retirement — including rent, healthcare, and daily needs.
The calculator then provides an estimated retirement corpus and the monthly investment needed to achieve it. You can also adjust your values anytime to see how different plans affect your outcome.
Set Clear Goals:
Decide when you want to retire, how much you’ll need, and what lifestyle you want. Use our calculator’s results to set clear savings targets.
Evaluate Your Financial Status:
Review your current expenses, EMIs, and investments. Knowing your financial position helps you plan smarter and avoid stress after retirement.
Seek Professional Help:
Safal Finedge experts can guide you with personalized advice. Our team helps you choose the right investment mix to achieve your goals efficiently.
Review & Modify Regularly:
Keep checking your investments. Markets change, and so do your financial needs — update your plan every year to stay on track.
The Safal Finedge Retirement Calculator offers complete clarity on your financial future by showing exactly how much you need to save to enjoy a peaceful retirement. It helps you plan better by identifying the right investment amount and expected return required to meet your goal. The tool also considers inflation, helping you understand its impact on your savings and plan accordingly. You can easily test different scenarios by changing factors such as your age, target amount, or inflation rate to find the best plan that fits your needs. Best of all, it’s completely free and easy to use — available anytime without any registration.
Trusted financial consulting firm providing expert guidance and personalized solutions to help clients unlock their full financial potential.
© 2025 Safal Finedge Private Limited. Designed by Navpatra.
© 2025 Safal Finedge Private Limited.
Designed by Navpatra.
